Car insurance in Kansas
Do you live in Kansas and need car insurance? Don't worry, we have what you'll need to make sure you're in compliance with state laws. Below, we have answers to the most common questions regarding auto insurance in Kansas.
Do I have to have car insurance in Kansas?
Yes. It's illegal to drive without insurance in the state of Kansas.
According to the Kansas Insurance Department, the minimum legal requirement for auto insurance is:
Liability coverage
$25,000/person for bodily injury
$50,000/accident for bodily injury
$25,000/accident for property damage
Personal injury protection (PIP or No-Fault)
$4,500/person for medical expenses
$900/month for one year for disability/loss of income
$25/day for in-home services
$2,000 for funeral, burial or cremation expense
$4,500 for rehabilitation expense
Survivor Benefits: Disability/loss of income up to $900/month for one year
In-home services up to $25/day for one year
Uninsured/Underinsured
$25,000/person
$50,000/accident
Some drivers choose just the minimum, while others enjoy the peace of mind of having more protection and knowing they are protected no matter what happens.
What coverage is best for me?
The insurance industry recommends buying more than the minimum coverage because accidents will usually cost more than these minimum limits. If you only have the minimum, you will likely have to pay a significant portion out-of-pocket if you're in an accident. What do they recommend?
A general recommendation from the insurance industry is to carry a minimum of $100,000 of bodily injury protection per person, $300,000 per accident, and $100,000 of property damage or 100/300/100.
We can help you choose the best coverage without paying for more than what you need.
Let Triangle Insurance take the guesswork out of buying an auto insurance policy in Kansas
At Triangle, we can make sure your car insurance policy meets or even exceeds the minimum required coverage in Kansas.
If you're a longtime resident or just moving to the Sunflower State and are looking for the best car insurance quotes, Triangle has excellent rates, and we will work with you to help ensure you are properly protected and fully compliant with Kansas state laws.