Umbrella Personal Liability Insurance Kansas
Are you a Kansas resident who wants to protect yourself and your assets?
Umbrella insurance is one of the most important types of insurance for anyone with significant assets to protect. Umbrella insurance is designed to provide an extra layer of protection if you are sued and found liable for damages.
Who needs it?
Umbrella Personal Liability Insurance can be a valuable tool for anyone who wants additional protection for themselves and their assets. While it may be more commonly associated with high-asset individuals, umbrella insurance can benefit a wide range of people, including small business owners and landlords. In short, anyone looking for added security in case of a costly lawsuit would benefit from umbrella insurance.
How Umbrella Insurance Works
Umbrella insurance is a type of liability insurance that provides coverage beyond the limits of your homeowners, auto, or boat insurance policies. Umbrella insurance kicks in when the liability limits on your other policies have been reached. For example, if you are sued for damages in an auto accident and the damages exceed the limits of your auto insurance policy, your umbrella policy would cover the additional costs up to its limits.
What Does Umbrella Insurance Cover?
Umbrella insurance can help cover the costs of damages resulting from a variety of accidents and incidents, including:
Auto accidents
Slip and fall accidents
Bodily injury
Property damage
Libel and slander
Defamation of character
False arrest or imprisonment
Umbrella insurance can also help cover legal fees associated with a lawsuit, even if the allegations against you are found to be false.
Is it worth it?
Umbrella insurance is an important type of insurance for anyone with significant assets to protect. If you are sued and found liable for damages, umbrella insurance can help cover the cost of damages and legal fees up to its limits. To learn more about umbrella insurance in Kansas and how it can protect you, contact us today.