Renters Insurance
Protect your belongings with renters insurance from Triangle Insurance
Renters insurance is one of the most important things you can have as a renter. It protects you and your belongings in the event something unexpected happens. And it’s affordable, too – so there’s no reason not to get covered.
Is renters insurance worth it?
Renters insurance is one of those things that you hope you never have to use – but it's worth having just in case. Like car insurance, renters insurance protects you from financial damages in the event of an accident. For example, if there's a fire in your apartment and your belongings are destroyed, renters insurance will help to cover the cost of replacing them. Renters insurance can also provide liability coverage if someone is injured while on your property. Renters insurance can give you peace of mind knowing that you're protected in case something goes wrong. So, is renters insurance worth it? We think so – and we bet you will too once you have it.
What is covered?
Usually, renters insurance covers events like:
Fire
Damage caused by smoke
Theft & Vandalism
Water Damage
Someone getting hurt in your home
Items commonly covered by renters insurance:
Computers and other electronics
Your clothing
Furniture
Temporary living expenses
And more...
What is not covered?
When it comes to renters insurance, there are a few things that are typically not covered. These include flood damage, earthquake damage, and damage caused by pests. Additionally, most renters insurance policies exclude coverage for valuables such as jewelry, art, and collectibles. If you have any items of value, you will likely need to purchase separate insurance to protect them. Renters insurance typically does not cover any damage caused by intentional acts or negligence. If you accidentally cause damage to your rental unit, your renters insurance will likely not reimburse you for the repairs. However, if someone breaks into your unit and causes damage, your renters insurance should cover the cost of repairs.
How you can save
There are a few ways to save on renters insurance. One way to do this is by bundling it with other types of insurance, such as car insurance. This can often give you a discount on both types of coverage. Another way to save is by choosing a higher deductible. This means you'll have to pay more out of pocket if something happens, but it will lower your monthly premium. By taking these steps, you can get the coverage you need without breaking the bank.
With Triangle Insurance, you know you’re getting quality coverage at an affordable price. We have years of experience protecting renters and their belongings, so you can rest easy knowing your family is taken care of if something goes wrong.
Call us to learn more about renters insurance policies and get a free quote today!